You should assume that products, programs or personal recommendations made by Sam Ovens, may result in compensation paid to me by those I recommend. I usually recommend resources that I use myself, although I also will occasionally recommend products and services to my clients which I do not use myself. If you would rather that I not be compensated for these recommendations, go to Google and search for the item and find a non-affiliate link to use. You should perform your own due diligence and use your own best judgment prior to making any investment decision pertaining to your business. By virtue of visiting this site or interacting with any portion of this site, you agree that you’re fully responsible for the investments you make and any outcomes that may result.